Personal liability insurance for expats moving to Cyprus
Many traditional liability policies require a residence in Germany. Anyone who moves to Cyprus and lives there therefore needs a solution that also works without a German residence. Our expat liability insurance protects you even then.

Our offer for you
Many traditional liability policies offer limited cover abroad, but require the policyholder to still have a residence in Germany. This is exactly where our solution comes in: our expat liability insurance protects you even if you already live abroad and no longer have a residence in Germany. A German correspondence address is not required either.
Within Europe, cover is unlimited in time. For countries outside Europe, cover applies for up to five years, with the option to extend it for a further five years.
Note: This expat liability insurance is an offer from our selected partners. We do not act as an insurer ourselves, but pass your enquiry on directly and without fuss to our partners.
Back to liability insurance overviewFrequently asked questions about Cyprus
Do I need a residence in Germany?
No. Our expat liability insurance protects you even if you already live abroad and no longer have a residence in Germany. A German correspondence address is not required either.
How long does cover last if I live in Cyprus?
Within Europe, cover is unlimited in time. For countries outside Europe, cover applies for up to five years, with the option to extend it for a further five years. We will clarify with you in a personal consultation which rule applies to your place of residence.
How much does the expat liability insurance cost?
The annual premium is EUR 79.73 for the Single variant and EUR 109.48 for the Family variant, in each case including insurance tax.
Who is the insurer?
The expat liability insurance is an offer from our selected partners. We do not act as an insurer ourselves, but pass your enquiry on directly and without fuss to our partners.
Do I have to register in Cyprus?
EU citizens must register with the Civil Registry and Migration Department within four months of arrival.
Make a non-binding enquiry now
Do not hesitate to contact us. We are here to help you.
Sources
- Your Europe – Economically inactive EU citizensretrieved on 24 October 2026
- EURES – Living and working conditions: Cyprusretrieved on 24 October 2026