Health insurance for expats moving to Cyprus
Anyone moving to Cyprus should sort out their health insurance early. The European Health Insurance Card entitles you to urgently needed treatment, and economically inactive EU citizens staying more than three months must have full health insurance cover. We help you find the right private international health insurance.
Good to know: Cyprus
- People with statutory health insurance in Germany are entitled to urgently needed treatment in Cyprus, but must expect very long waiting times.[1]
- Proof is provided by the European Health Insurance Card (EHIC) or a replacement certificate, which you can get from your health insurer.[1]
- According to the German Federal Foreign Office, private clinics offer self-paying patients very good medical standards with direct access.[1]
- The German Federal Foreign Office expressly recommends travel health insurance and medical evacuation insurance. The cover should also include the cost of a rescue flight to Germany.[1]
- For stays of more than three months, EURES names full health insurance cover for the whole family and sufficient funds so that you do not depend on the Cypriot social system.[3][2]
- EU citizens must register with the Civil Registry and Migration Department within four months of arrival.[3]
- The national health system GeSY is open to residents of the areas controlled by the Republic of Cyprus if, among other things, they are employed, have a permanent right of residence, are family members of an eligible person or are insured in another EU country.[4]
Our offer for you
The scope of cover varies depending on the insurance product you choose. In general, these are private health insurance plans that give you worldwide flexibility.
Apply from abroad too
You can conveniently take out your cover from anywhere in the world.
Personal advice
With us, you won’t end up in a call centre. We always advise you individually.
The packages at a glance
| Benefits | Basic package | Extended package | Premium package |
|---|---|---|---|
| Outpatient treatment | not included | Included | Included |
| Inpatient treatment | Included | Included | Included |
| Medication, dressings and remedies | Included | Included | Included |
| Dental treatment | not included | not included | Included |
| Dentures/orthodontic treatment | not included | not included | Included |
| Preventive check-ups | not included | Included | Included |
| Vaccinations | not included | Included | Included |
| Pregnancy and childbirth | not included | not included | Included |
| Fertility treatment | not included | not included | Included |
| Visual aids incl. eye test | not included | not included | Included |
| Laser eye surgery | not included | not included | Included |
| Psychotherapy | not included | not included | Included |
| Medical transport, repatriation and transfers | not included | not included | Included |
| Run-off cover | not included | Included | Included |
| Congenital conditions | not included | not included | Included |
| Patient legal protection insurance | Included | Included | Included |
| Medical assistance | Included | Included | Included |
| Annual maximum | EUR 1,000,000 | unlimited | unlimited |
Frequently asked questions about Cyprus
Is the European Health Insurance Card enough in Cyprus?
With the EHIC or a replacement certificate, people with statutory health insurance in Germany are entitled to urgently needed treatment, but must expect very long waiting times. The German Federal Foreign Office additionally recommends travel health insurance and medical evacuation insurance.
Do I need health insurance for a longer stay in Cyprus?
Yes. According to the EU, economically inactive EU citizens who want to stay in Cyprus for more than three months must have comprehensive health insurance and show sufficient funds. EURES names full health insurance cover for you and all family members for Cyprus.
By when do I have to register in Cyprus?
EU citizens must register with the Civil Registry and Migration Department within four months of arrival.
Can I use the national health system GeSY?
GeSY is open to residents of the areas controlled by the Republic of Cyprus if, among other things, they are employed, have acquired a permanent right of residence, are family members of an eligible person or are insured in another EU country.
Is repatriation covered?
Medical transport, repatriation and transfers are included in the Premium package. The German Federal Foreign Office advises that insurance cover should also include the cost of a rescue flight to Germany.
Can I take out the insurance if I already live in Cyprus?
Yes. You can conveniently take out your cover from anywhere in the world. With us, you won’t end up in a call centre. We always advise you individually.
Make a non-binding enquiry now
Do not hesitate to contact us. We are here to help you.
Sources
- Cyprus: Travel and safety advice – German Federal Foreign Officeretrieved on 24 October 2026
- Your Europe – Economically inactive EU citizensretrieved on 24 October 2026
- EURES – Living and working conditions: Cyprusretrieved on 24 October 2026
- GESY – Beneficiary Eligibility FAQ (Health Insurance Organisation)retrieved on 24 October 2026